Otter.ai has a free Basic plan, Pro at $8.33/month (annual; $16.99 monthly), Business at $19.99/seat (annual; $30 monthly), and custom Enterprise pricing. It's cheaper than most rivals at entry, but the catch is the monthly transcription minute cap — Otter meters how much it will transcribe, and that limit, more than any feature, decides which plan you need. Here's the full breakdown.
Otter.ai plans at a glance
| Plan | Monthly | Annual | Minutes/mo | Per-meeting cap |
|---|---|---|---|---|
| Basic (Free) | $0 | $0 | 300 | 30 min |
| Pro | $16.99 | $8.33 | 1,200 | 90 min |
| Business | $30/seat | $19.99/seat | Unlimited | 4 hours |
| Enterprise | Custom | Unlimited | 4 hours | |
Every tier includes live transcription, speaker ID, AI summaries, and Otter's AI Chat. In 2026 Otter also added five named AI Agents (Sales, SDR, Education, Media, Recruiting), AI meeting workflows, and a Gmail connector across the paid plans.
Basic (Free) plan
Otter's free Basic plan gives you 300 transcription minutes per month, capped at 30 minutes per meeting, plus 3 lifetime audio/video file imports. That's fine for a few short calls a month or trying the product, but the 30-minute meeting cap is the real constraint — a single hour-long meeting gets cut off halfway. Anyone with regular meetings will outgrow it fast.
Pro — $8.33/mo ($16.99 monthly)
Pro is the individual plan and a genuinely cheap one. For $8.33/month annually (about $100/year) you get 1,200 minutes a month, a 90-minute per-meeting cap, 10 file imports per month, and advanced search and export. For a solo professional with a normal meeting load, Pro is usually enough — the jump from 300 to 1,200 minutes and 30 to 90 minutes per meeting is what most people are buying.
Business — $19.99/seat ($30 monthly)
Business is where the caps come off. For $19.99/seat annually you get unlimited monthly minutes, a generous 4-hour per-meeting cap, the ability to join up to 3 meetings at once, admin controls, and usage analytics. If you have long calls, lots of them, or a team that needs to record simultaneously, this is the tier — unlimited minutes is the headline reason to upgrade from Pro.
Enterprise
Enterprise is custom-priced and adds the security and admin layer larger organizations need — SSO, advanced compliance, deployment controls, and dedicated support — on top of the same unlimited minutes and 4-hour meeting cap as Business. If you don't have compliance or single-sign-on requirements, Business delivers the same core capability for a published price.
The minute cap, explained
Otter's pricing lives or dies on the monthly minute allowance, and it's easy to underestimate. 300 free minutes sounds like five hours, but with a 30-minute-per-meeting ceiling you effectively get ten short calls. Pro's 1,200 minutes covers roughly 20 hours of meetings a month. If you're regularly in hour-plus calls, you'll bump the per-meeting cap on Pro (90 minutes) before you exhaust the monthly pool — which is exactly the nudge toward Business.
This is the biggest difference versus Fireflies, which offers unlimited transcription on every tier. If metered minutes stress you out, that's a real reason to compare the two — see Fireflies vs Otter.ai.
Is Otter worth it?
Yes, for individuals and light-to-moderate use. Pro at $8.33/month is one of the cheapest ways to get reliable, real-time transcription with AI summaries, and Otter's live captions and collaborative notes are genuinely best-in-class for students and accessibility. The value holds as long as you fit inside the minute caps.
Less so if you're in constant long meetings or need deep CRM integrations — there, unlimited-transcription tools like Fireflies make more sense. Read the full Otter.ai review, compare it with the bot-free option in Granola vs Otter.ai, or see the whole field in our best AI note takers guide.
Frequently Asked Questions
How much does Otter.ai cost in 2026?
There's a free Basic plan, Pro at $16.99/month ($8.33 annually), Business at $30/month ($19.99 annually), and custom Enterprise pricing. Higher tiers lift the monthly minute cap and per-meeting length limit.
Is the Otter.ai free plan good enough?
For very light use, yes. Basic gives 300 minutes per month with a 30-minute cap per meeting and 3 lifetime imports. Regular meeting users hit those limits quickly and need Pro or Business.
Which Otter.ai plan is best?
Pro at $8.33/month annually suits most individuals with 1,200 monthly minutes and a 90-minute meeting cap. Business at $19.99/seat is the team pick for unlimited minutes, 4-hour meetings, and joining up to 3 meetings at once.
Does Otter.ai have a monthly minute limit?
Yes, except on Business and Enterprise. Basic is 300 minutes/month, Pro is 1,200, and Business is unlimited. There are also per-meeting caps: 30 minutes on Basic, 90 on Pro, and 4 hours on Business.
Is annual billing cheaper on Otter?
Yes. Pro drops from $16.99 to $8.33/month and Business from $30 to $19.99/seat when billed annually — roughly a 33–50% saving versus paying monthly.
Is Otter cheaper than Fireflies?
At entry, yes — Otter Pro is $8.33/month versus Fireflies Pro at $10. But Fireflies includes unlimited transcription on every tier, while Otter caps minutes, so heavy users often get more value from Fireflies despite the slightly higher price.